一直說AI半導體賣鏟子的才有賺到錢，有哪些軟體SaaS廠商真的開始挖到礦了嗎？AI到底是不是偽需求
但一件很有趣的事實是，一些頂尖的 SaaS 公司不約而同都說 AI model 本身並沒有競爭優勢，真正能差異化的是各家企業和軟體公司所累積擁有的非公開數據，能夠訓練出更專業且任務針對性的AI。
而且這些公司更傾向使用開源的模型來訓練，因為不用錢，針對不同的任務使用特定的AI或多種 AI 小模型協作，速度反應更快、成本更低。
如果真的有特殊複雜的需求再調用第三方的AI，這些SaaS廠商也會讓客戶有選擇能接入ChatGPT、Claude等LLM，邏輯其實和 Apple Intelligence 很像，自家訓練的小模型處理大部分地端任務。
https://ieobserv.com/GenAI_SaaS
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
With Telegram, you can send messages, photos, videos and files of any type (doc, zip, mp3, etc), as well as create groups for up to 200,000 people or channels for broadcasting to unlimited audiences. You can write to your phone contacts and find people by their usernames. As a result, Telegram is like SMS and email combined — and can take care of all your personal or business messaging needs. In addition to this, we support end-to-end encrypted voice calls.
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Unlike WhatsApp, Telegram is a cloud-based messenger with seamless sync. As a result, you can access your messages from several devices at once, including tablets and computers, and share an unlimited number of photos, videos and files (doc, zip, mp3, etc.) of up to 2 GB each. And if you don't want to store all that data on your device, you can always keep it in the cloud.Thanks to our multi-data center infrastructure and encryption, Telegram is faster and way more secure. On top of that, Telegram is free and will stay free — no ads, no subscription fees, forever.
Yes! Voice calls are currently available to users around the world.
Many modern travelers appear to struggle with managing various aspects of their finances simultaneously while abroad, such as banking, budgeting, investing, trading, and saving. It is important to have apps installed on the device that will help you carry out these necessary tasks.
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