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📉Тем временем в Сибирском регионе резко сократился объем выдачи ипотеки

В мае в Новосибирской области выдали ипотек на 25% меньше, чем в апреле — всего на 4,81 млрд ₽. Количество сделок снизилось на 24%, а средняя сумма кредита почти не изменилась, замерев на отметке в 4,1 млн ₽. Зато срок ипотеки вырос до рекордных 23-х лет.

📎И это не просто сезонное колебание, а тревожный сигнал. Люди боятся брать кредиты под текущие ставки, а банки не рискуют давать деньги «в долгую» на нестабильном фоне. Такая же динамика наблюдается в других регионах Сибири: Кемерово, Красноярск, Иркутск.

Пока ипотечные ставки не опустятся хотя бы до 12–14%, рынок будет буксовать. Люди не готовы влезать в долги на четверть века под неподъёмный процент. Без реальных мер поддержки спроса оживления ждать не стоит.

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📉Тем временем в Сибирском регионе резко сократился объем выдачи ипотеки

В мае в Новосибирской области выдали ипотек на 25% меньше, чем в апреле — всего на 4,81 млрд ₽. Количество сделок снизилось на 24%, а средняя сумма кредита почти не изменилась, замерев на отметке в 4,1 млн ₽. Зато срок ипотеки вырос до рекордных 23-х лет.

📎И это не просто сезонное колебание, а тревожный сигнал. Люди боятся брать кредиты под текущие ставки, а банки не рискуют давать деньги «в долгую» на нестабильном фоне. Такая же динамика наблюдается в других регионах Сибири: Кемерово, Красноярск, Иркутск.

Пока ипотечные ставки не опустятся хотя бы до 12–14%, рынок будет буксовать. Люди не готовы влезать в долги на четверть века под неподъёмный процент. Без реальных мер поддержки спроса оживления ждать не стоит.
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How to Create a Custom Theme in Telegram for Desktop and Mobile

Like most instant messaging apps, Telegram helps facilitate communication. Its increasing popularity among social media users can be largely attributed to its enhanced privacy and encryption features. Also, its support for large group chat features has seen the app’s user count grow to 700 million monthly active users. The app has introduced several personalization features to maintain the interests of its users. One of such personalization options available to users is the creation of customized themes. Instead of using the default theme that typically comes with the Telegram app, users can now create theirs. Users can also share the created themes with the public. Here’s how you can create a custom Telegram theme on your desktop or mobile.

📉Тем временем в Сибирском регионе резко сократился объем выдачи ипотеки

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